Guide To Disputing Credit Report Inaccuracies

The accuracy of credit reports has been in the news lately, causing consumers to wonder how error-free their own report is. Since credit reports are the backbone of the all-important credit score, it is indeed important to fully understand what a credit report is, what consumer protections are in place, and what actions can be…
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Tear Down Attitudes Of Entitlement

My financial schooling was subtle growing up. My parents bought items when they could afford it – not relying on credit. They paid a bill when it came and didn’t wait for the “due date.” In teaching my own children I wish I could say “yup, I did that…”, but to be honest – they…
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Simplify In 2013

New year – new rules? Well, maybe not new – but something to work towards. Yes, call it a new year’s resolution or call it a feeling that you want to take charge of parts of your life that have been a little out of control. I personally can go through spurts of being very…
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Ways To Find Money And Offset Social Security Tax Hike

Paychecks are getting smaller. While many Americans are breathing a sigh of relief that their income tax did not increase, there is nonetheless a tax increase that will impact all paychecks. The Social Security payroll tax rate was reduced for 2011 and 2012, with the employee contribution cut from 6.2 percent to 4.2 percent. The…
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Gift Giving Doesn’t Have To Break The Bank

The holiday season can bring great joy – and frustration. It all depends how you approach it. In an effort to keep yourself sane – and your pocketbook within budget, try creating a gift that will have more meaning than a store-bought gift card. Mary Hunt has some excellent ideas. One option I’ve used for…
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