Tag Archives: money

More than One in Five Americans Consider Credit Essential

According to the September poll hosted on the National Foundation for Credit Counseling (NFCC) website, 22 percent of more than 1,900 respondents indicated they could not make ends meet without access to credit. “There are hundreds of millions of credit … Continue reading

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Avoiding Lifestyle Inflation

When my wife and I first got married, we lived on a meager income. We lived in a run-down two bedroom apartment and ate Hamburger Helper more than I’d care to admit. We managed to get by and live a … Continue reading

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Wallet Audit

Have you ever lost your wallet? I have not, but I shudder to think what kind of mess I would be in if I did. Fortunately, my wallet is usually void of any cash (or maybe I’m unfortunate?). However, I’ve … Continue reading

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Spending Your Tax Refund the Right Way

It’s that time of year again and I’m not talking about spring. Its tax season and hopefully you are getting a nice surprise this year from Uncle Sam. But, don’t go blow it on that nice new 3D LED TV … Continue reading

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Tired of Bank Fees?

Change can be tough. I blame it on a Scandinavian heritage but it’s probably just “me.” I recently changed internet providers and dropped our landline at home. That was a lot of change – but in the end something that … Continue reading

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Fun on a Budget

We all live on tight budgets, but we still need to have some fun. A budget with no fun will be unlivable over time. Think of your budget as a diet. If your diet only consists of carrots and celery, … Continue reading

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FINANCIAL LITERACY SURVEY EXPOSES GAPS IN PERSONAL FINANCE SKILLS

In recognition of Financial Literacy Month, the National Foundation for Credit Counseling (NFCC) and the Network Branded Prepaid Card Association (NBPCA) today released the results of the 2012 Financial Literacy Survey. In its sixth year, the survey annually provides data … Continue reading

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Relieving Stress through Organization

Managing your finances can be stressful. But imagine if you had no idea who you owed, or how much. How much more stress would that create? When counseling, I often come across individuals who were stressed about their finances because … Continue reading

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Should You File Taxes Yourself?

During the first couple months of every year, I am frequently asked, “Where should I go to get my taxes done?” And I usually respond with the question, “Have you tried filing your return on your own?” For those that … Continue reading

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Planning (or not) for Retirement

With a recent major birthday in our household, we were reminded that retirement is closer than ever. Just like planning for kids’ college and other major financial events in life, they come upon us too fast! The difficult part about … Continue reading

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