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Category Archives: Money
Mother’s Day on a Budget
It’s that time of year again…Spring Clean Up; Window washing, clearing the yard of winter’s remnants and dusting off the grill. AND it’s also nearing Mother’s Day. Mother’s Day doesn’t need to equate to presents. The gift of presence is … Continue reading
Ways to Guarantee a Great Family Vacation
Family vacations. These two words can evoke memories that stand up the hairs on the back of your neck, or bring a huge smile to your face and a “warm fuzzy” all over. Now that our children are grown and … Continue reading
Nine Steps to Dealing With Medical Debt
When most people think of medical debt, they think of a person or family with no health insurance at all, yet a large percentage of Americans who have incurred medical debt actually do possess health insurance (also known as the “underinsured”). If you find yourself facing medical debt, here are some steps and options to consider. Continue reading
Making the Case against Receiving a Federal Income Tax Refund
Millions of Americans celebrate receiving an income tax refund each year. Many of these same people live each month under the burden of financial hardship, struggling to make ends meet, often falling behind on living expenses and debt obligations. The … Continue reading
Survival Plan for Maintaining Financial Stability during Sequestration
Sequestration is now in place, and along with it came a good amount of uncertainty, causing many Americans to wonder how they will be impacted. By some estimates, more than one million employees of federal agencies may receive furlough notices. … Continue reading
Guide to Disputing Credit Report Inaccuracies
The accuracy of credit reports has been in the news lately, causing consumers to wonder how error-free their own report is. Since credit reports are the backbone of the all-important credit score, it is indeed important to fully understand what … Continue reading
Tear Down Attitudes of Entitlement
My financial schooling was subtle growing up. My parents bought items when they could afford it – not relying on credit. They paid a bill when it came and didn’t wait for the “due date.” In teaching my own children … Continue reading
Simplify in 2013
New year – new rules? Well, maybe not new – but something to work towards. Yes, call it a new year’s resolution or call it a feeling that you want to take charge of parts of your life that have … Continue reading
Ways to Find Money and Offset Social Security Tax Hike
Paychecks are getting smaller. While many Americans are breathing a sigh of relief that their income tax did not increase, there is nonetheless a tax increase that will impact all paychecks. The Social Security payroll tax rate was reduced for … Continue reading
Gift Giving Doesn’t Have To Break The Bank
The holiday season can bring great joy – and frustration. It all depends how you approach it. In an effort to keep yourself sane – and your pocketbook within budget, try creating a gift that will have more meaning than … Continue reading
