Author Archives: jessetran

What Financial Freedom Really Means

Financial freedom probably means different things to different people. Your idea of being financially free is formed by your culture, values, socio-economic status and many other variables. Financial freedom may mean being debt free. It could mean that you are … Continue reading

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Avoiding Lifestyle Inflation

When my wife and I first got married, we lived on a meager income. We lived in a run-down two bedroom apartment and ate Hamburger Helper more than I’d care to admit. We managed to get by and live a … Continue reading

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Wallet Audit

Have you ever lost your wallet? I have not, but I shudder to think what kind of mess I would be in if I did. Fortunately, my wallet is usually void of any cash (or maybe I’m unfortunate?). However, I’ve … Continue reading

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How to Think Like a Millionaire

Recently I attended the annual North Dakota Jump$tart Coalition annual conference. Jump$tart is an organization that promotes financial literacy through a network of volunteers. For the twelfth year in a row, Susan Beacham, founder of Money Savvy Generation and a … Continue reading

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Spending Your Tax Refund the Right Way

It’s that time of year again and I’m not talking about spring. Its tax season and hopefully you are getting a nice surprise this year from Uncle Sam. But, don’t go blow it on that nice new 3D LED TV … Continue reading

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Fun on a Budget

We all live on tight budgets, but we still need to have some fun. A budget with no fun will be unlivable over time. Think of your budget as a diet. If your diet only consists of carrots and celery, … Continue reading

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Relieving Stress through Organization

Managing your finances can be stressful. But imagine if you had no idea who you owed, or how much. How much more stress would that create? When counseling, I often come across individuals who were stressed about their finances because … Continue reading

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Who Wants Something for Nothing?

Recently I presented at a mini financial fair for a local organization. While at the fair, I was able to sit in on a presentation by the Community Action Partnership and their Individual Development Account (IDA) program. This program is … Continue reading

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You don’t have to be loaded to enjoy video games.

So there I was, staring at the elder dragon with my mace in one hand and a lightening spell in the other. The dragon was sure he had me and dove straight down. As I strafed left to avoid his … Continue reading

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